[Coco] Me, too, also, ...

[Jim Ditton]

Hello, Arthur Flexser,

According to my credit card company  (AMEX and Discover)  they cannot intervene because paypal is a third party. I have been burned using a credit card but a postal money order sent through the mail gives you a little protection since the USPS will check out fraud charges even though it takes them a long time.  

======= At 2004-02-25, 16:46:00 you wrote: =======

>On Wed, 25 Feb 2004, Ray Watts wrote:
>
>> 
>> 
>> Arthur Flexser wrote:
>> 
>> >  
>> >
>> >Very interesting.  So, then, Neil, what's YOUR recommendation as to the
>> >safest way to pay for purchases over the net from those that do not
>> >directly accept credit cards?
>> >
>> >Art
>> >
>> >  
>> >
>> I have never had a problem by just Emailing or phoning and requesting 
>> the necessary information for mailing a personal check.  On several 
>> occasions a money order or cashier's check was requested, but not often. 
>>  And I'll never have to go through the ordeal of changing my Visa 
>> account, then waiting several months to clear the false charge caused by 
>> poor security.
>> 
>
>Are you implying that Paypal gives out your credit card information to
>sellers?  I'd assume they just send them a payment and that they keep your
>credit card information secure, so that you might just get stung on the
>one item.  Credit cards of course offer the option of contesting the
>charge with the credit card company, as checks or money orders do
>not.  Neil has said Paypal won't stand behind customers who receive
>something, but not what they ordered.  Neil, do you have information about
>what happens when customers ask the credit card company to intervene in
>such cases?
>
>Art
>
>
>
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Best regards.				 
Jim Ditton
jditton at vtc.net
2004-02-25